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You Have Problems

We are obsessed with solving the friction-causing, headache-inducing, project-stalling problems that come up when you are trying to innovate. They’re complicated and difficult to address without thinking outside of the box. That’s where we come in.

Here is how we can help

Every problem is different which is why we build custom solutions to help you solve them. Our team of experts are pros at thinking outside of the box while also pulling from decades of industry experience to help you innovate.

  • Actuarial Consulting
  • New Product Design and Development
  • Technology Consulting
  • Software Development
  • Sales Illustrations and Financial Projections
  • Go-To-Market Support
  • Marketing and Sales Consulting
  • Administrative Support

Companies We've Worked With

The Team

Chuck Ritzke, FSA, MAAA

Chuck has over 40 years of actuarial experience working in life insurance. His work has focused on product development, marketing, software development, actuarial consulting, and general problem-solving for insurance organizations. Prior to founding Problem Solving Enterprises in 1995, Chuck held various actuarial, marketing, and administration management roles at Zurich Life and Bankers Life and Casualty.

Chuck is a Fellow of the Society of Actuaries and a member of the American Academy of Actuaries and he is actively involved in committee work. Chuck is also currently on the Board of Directors of the Intercompany Marketing Group (ICMG).

Chuck attended Rockford College (B.S. Math), LSU (Math Grad Work), and University of Illinois (M.S. Math).

Doug Robbins, FSA
Consulting Actuary
Heidi Zona, ASA
Consulting Actuary
Barb Ritzke
New Business and Client Relations
Deb Howver
Compliance Analyst
Kim Schuring
Business Administration

The results speak for themselves

“Chuck is one of the most creative and brilliant life insurance product minds in our industry. At Fidelity Life, we’ve worked with Chuck and his team for almost two decades, and he was instrumental in helping us conceive and develop both of our industry leading products. Just as important as the output he delivers, the process of working with Chuck is always such a pleasure. It’s working with friend.”

- Jim Harkensee, Fidelity Life

"Some projects require an actuarial perspective. Some require a financial perspective. All projects require someone with a deep understanding of the strategic goals of the project. A creative problem solver. Someone who can think outside of the box. Someone making sure the project is going to be profitable. Chuck Ritzke checks all of these boxes and more."

- Ron Butkiewicz, Life Co CEO (retired)

“Chuck is wonderful to work with and is extremely knowledgeable when it comes to life products. He assisted us in a UL administrative system conversion and provided valuable support throughout the development of our life product.”

- Stacey Hunter, Voya

Schedule A Call

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